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Buying a Home

HUD Homes

Welcome to Four Seasons Real Estate!  We are approved by the Department of Housing and Urban Development, (HUD), to assist individuals and investors in purchasing HUD Owned Homes in Indiana and Illinois.

HUD Owned Homes can be found in a wide variety of areas, prices, sizes, styles and condition. Prices on HUD Homes are usually priced to sell quickly and can result in huge savings to purchasers.  Properties in need of repair can be purchased at liquidation prices for those with the ability to rehabilitate them.  

HUD Homes can only be purchased through HUD Approved and Registered Brokers.  In order to purchase a HUD Home, you must either be pre-approved  for a mortgage loan or have sufficient funds to purchase them in cash. Many of the homes are eligible for FHA financing including programs that provide funds for repairing and updating them.  We can introduce you to our preferred lenders to assist you in getting  loan pre-approvals  and determine which type of financing is best for you.

First priority is given to purchasers who intend to live in the homes.  Government and non-profit organizations are also given special consideration. New listings can only be purchased by owner occupants, government agencies and non-profits for the first 10 days.  The bids made during that  period are opened after the 10th day. If no bids are acceptable, the property will still only be available to Owner Occupants, Government Agencies and Non-Profits but the bids will be opened up daily until the property has been on the market for 30 days. If no bids have been accepted at the end of the 30 days, the property will then be opened up to all bidders including investors. Even after the 30 day period, owner occupants are usually given priority. As approved HUD brokers, we can submit your offer and prepare all the necessary documents needed to purchase a HUD home. We can provide you with all disclosures available including a complete condition report on the home that was prepared for HUD.

Use the following link to search the available homes. Once you have found a home you are interested in, just call us at 219-661-3000 and we can arrange a personal viewing of the homes you choose.

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Office  219.661.3000    Fax  219.661.3003    Toll Free  800.661.6303
9011 E. 109th Ave. Crown Point, IN 46307
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